Protect Your Wealth
Comprehensive protection planning for your personal, family, and business finances. Build Your Protection PlanProtection Plan
Independent financial advice to secure the right type of cover, from the best providers, at an affordable price.
Insurance Needs
Discover how life insurance, critical illness cover, and income protection can safeguard you from financial loss.
Protection Products
Take a moment to get to know the different type of insurance products available and how they can benefit you.
Articles and Guides
Gain insights into protection advice and planning to ensure you have the right cover in place.
Insurance Providers
Gain an understanding of the UK’s insurance providers and their history, standards and strengths.
Our Protection Advice Services
- Protection Advice: Expert protection advice to ensure all aspects of your finances are secure.
- Life Insurance: Safeguard your family’s future with comprehensive life insurance policies tailored to your needs.
- Critical Illness Cover: Financial protection in the event of a serious illness, ensuring peace of mind during challenging times.
- Income Protection: An income protection policy will pay out a portion of your income if you are unable to work due to illness or injury.
Why Use Protect Your Wealth?
At Protect Your Wealth, we help provide independent information and education on the importance of cover. It has been created by a practicing independent financial adviser and you can work with him to create your own protection plan.
Whether you require the full range of protection advice, such as life insurance, critical illness cover, or income protection, an independent and comprehensive approach ensures that you receive the best possible service and obtain the right type of cover, from the best provider, at an affordable price.
Get in touch for a free discussion
Ready to secure your financial future? Contact us today:
- Email: plan@protectyourwealth.co.uk
- Phone: 01702 599 384
Independent advice can be obtained throughout the UK, England and London, but if you would like a face to face service, this is available throughout all of Essex, including Chelmsford, Southend-on-Sea, Leigh-on-Sea, Benfleet, Rayleigh, Hockley, Brentwood, Wickford, Essex, Basildon, Billericay, Stanford-le-Hope, Hornchurch, Canvey Island, Maldon, Upminster, Ingatestone, South Woodham Ferrers, and Burnham-on-Crouch.
Protection Advice Generally Covers Three Areas
Life Insurance
Life insurance is one of the simplest ways to protect your loved ones financially. In exchange for a regular monthly payment, your policy pays out a lump sum if you pass away during the term.
How can Life Insurance help you?
- Pay off your mortgage and other outstanding debts.
- Replace lost household income to support your family.
- Provide financial security for your loved ones.
Life insurance offers peace of mind, ensuring your family is financially supported when they need it most.
Critical Illness Cover
Critical illness cover provides a lump sum payout if you are diagnosed with a specified serious illness. It helps ease the financial burden so you can focus on recovery without worrying about lost income or expenses.
What’s Covered in a critical illness policy?
- All policies cover cancer, heart attack, and stroke, which account for the majority of claims.
- Comprehensive policies cover a minimum number of illnesses, as set by the Association of British Insurers (ABI).
- Some providers include additional conditions and enhanced features for extra protection.
Critical illness cover ensures financial security when you need it most, helping with medical costs, household bills, or mortgage payments during a difficult time.
Income Protection
Income protection provides financial security if you’re unable to work due to illness or injury. It ensures you continue receiving a portion of your income, helping you cover essential expenses while you recover.
How does Income Protection work?
- These are generally long-term policies that can pay out until retirement if you are unable to work through illness or injury.
- Term-limited policies offer cover for 1, 2, or 5 years per claim, making them a more affordable option.
- Full working life policies provide the most comprehensive protection, ensuring long-term security.
Income protection gives you peace of mind, knowing you can still manage your bills, mortgage, and daily living costs if you’re unable to work.
Arrange a free discussion with an independent financial adviser
Protection Plan
Protecting your hard earned wealth is too important to cut corners. Do it the right way with independent advice.
Discover how to find the right cover, from the best providers, at an affordable price.